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FILING FOR CHAPTER 7 BANKRUPTCY PROTECTION IN GREEN BAY AND THE SURROUNDING AREAS

Eliminate Your Debt and Get a Fresh Start! Contact The Law Offices of John A. Foscato, S.C. Today!


Chapter 7 Bankruptcy is an option available to both businesses and individuals and is utilized by roughly 50% of our clients. The principal distinction between it and Chapter 11 and 13 bankruptcies is that it allows for complete forgiveness of unsecured debt without payment, as opposed to debt reorganization, like Chapter 13. Exceptions to what debt can be discharged exist, however, for various forms of property, liens, student loans, child support and more. Generally speaking, it is unsecured debt, such as debt from credit cards or unpaid utility or medical bills, which will be forgiven when a Chapter 7 bankruptcy is approved by the court. Contact the Law Offices of John A. Foscato, SC, in Green Bay, WI by calling 920-432-8801.

File Your Petition and We’ll Take It from There

A trustee will be appointed to your case, and, in most instances, you will receive a court-ordered discharge, releasing you from liability for the debts that qualify as dischargeable, within a few short months. The vast majority of individual Chapter 7 cases do not even require a formal court appearance, you simply briefly meet with a Chapter 7 trustee. True relief is right around the corner - contact our offices today, and we will be happy to answer any questions or concerns you have!

Some Qualifications

In 2005, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act, which effectively made it more difficult to declare Chapter 7 bankruptcy. Specifically, a “means test” was instituted for consumers attempting to declare bankruptcy whose monthly income is found to be higher than the median income of the state.

As indicated by its name, this act is intended to prevent abuse of bankruptcy law, not to prohibit qualifying individuals from seeking protection under the law. The median income threshold will vary from state to state – if you are considering filing for Chapter 7 bankruptcy protection in the greater Green Bay, Wisconsin area, we urge you to call us today for a free consultation.

Rated By Super Lawyers — Green Bay, WI — Law Offices of John A. Foscato, SC

*12 YEARS RUNNING – GREEN BAY AREA’S ONLY 12 TIME BANKRUPTCY SUPER LAWYER 2008 - 2020

by Milwaukee Magazine

  • Voted Top 5% of Attorneys and Peer Reviewed
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Gavel on bankruptcy law document.

Frequently Asked Questions

  • Q1: What does a Chapter 7 Bankruptcy Lawyer in Appleton, WI do?

    A: As a Chapter 7 Bankruptcy Lawyer in Appleton, WI, I guide clients through the process of discharging unsecured debts like credit cards, medical bills, and personal loans. I evaluate your financial situation, prepare and file your case, and represent you in court proceedings. My role is to ensure that your rights are protected and that you receive the maximum debt relief available under the law.

  • Q2: How can a Chapter 7 Bankruptcy Attorney in Appleton, WI help me?

    A: Working with a Chapter 7 Bankruptcy Attorney in Appleton, WI gives you the advantage of professional guidance tailored to your specific situation. I help you determine if you qualify, explain exemptions, and handle the necessary paperwork. By having an experienced attorney by your side, you can avoid costly mistakes and move forward with peace of mind knowing your case is being handled correctly.

  • Q3: Am I eligible to file for Chapter 7 bankruptcy?

    A: Eligibility for Chapter 7 bankruptcy depends on a few factors, including your income, assets, and debts. I can help you take the required “means test” to determine if you qualify. Even if you don’t, there are other options I can explore to help you find relief from overwhelming debt. Consulting with a Chapter 7 Bankruptcy Attorney in Appleton, WI ensures that you understand all of your options.

  • Q4: How long does the Chapter 7 bankruptcy process take?

    A: Typically, a Chapter 7 bankruptcy case lasts between four to six months from filing to discharge. The timeline may vary depending on your circumstances, the court’s schedule, and whether any creditors object. As your Debt Relief Lawyer in Appleton, WI, I work to keep the process as smooth and efficient as possible so you can start fresh sooner.

  • Q5: What debts can a Debt Relief Lawyer in Appleton, WI help eliminate?

    A: As a Debt Relief Lawyer in Appleton, WI, I focus on helping clients discharge unsecured debts such as credit card balances, payday loans, and medical bills. However, certain obligations like child support, student loans, and most taxes typically cannot be discharged. I will carefully review your financial situation to help you understand which debts may qualify for elimination under Chapter 7.

Frequently Asked Questions

  • Q1: What does a Chapter 7 Bankruptcy Lawyer in Appleton, WI do?

    A: As a Chapter 7 Bankruptcy Lawyer in Appleton, WI, I guide clients through the process of discharging unsecured debts like credit cards, medical bills, and personal loans. I evaluate your financial situation, prepare and file your case, and represent you in court proceedings. My role is to ensure that your rights are protected and that you receive the maximum debt relief available under the law.

  • Q2: How can a Chapter 7 Bankruptcy Attorney in Appleton, WI help me?

    A: Working with a Chapter 7 Bankruptcy Attorney in Appleton, WI gives you the advantage of professional guidance tailored to your specific situation. I help you determine if you qualify, explain exemptions, and handle the necessary paperwork. By having an experienced attorney by your side, you can avoid costly mistakes and move forward with peace of mind knowing your case is being handled correctly.

  • Q3: Am I eligible to file for Chapter 7 bankruptcy?

    A: Eligibility for Chapter 7 bankruptcy depends on a few factors, including your income, assets, and debts. I can help you take the required “means test” to determine if you qualify. Even if you don’t, there are other options I can explore to help you find relief from overwhelming debt. Consulting with a Chapter 7 Bankruptcy Attorney in Appleton, WI ensures that you understand all of your options.

  • Q4: How long does the Chapter 7 bankruptcy process take?

    A: Typically, a Chapter 7 bankruptcy case lasts between four to six months from filing to discharge. The timeline may vary depending on your circumstances, the court’s schedule, and whether any creditors object. As your Debt Relief Lawyer in Appleton, WI, I work to keep the process as smooth and efficient as possible so you can start fresh sooner.

  • Q5: What debts can a Debt Relief Lawyer in Appleton, WI help eliminate?

    A: As a Debt Relief Lawyer in Appleton, WI, I focus on helping clients discharge unsecured debts such as credit card balances, payday loans, and medical bills. However, certain obligations like child support, student loans, and most taxes typically cannot be discharged. I will carefully review your financial situation to help you understand which debts may qualify for elimination under Chapter 7.

Benefits of Hiring a Local Chapter 7 Bankruptcy Lawyer in Appleton, WI

Choosing a local Chapter 7 Bankruptcy Lawyer in Appleton, WI means working with someone who understands both federal bankruptcy laws and local court practices. At the Law Offices of John A. Foscato, SC, I provide personalized attention, clear communication, and a compassionate approach to help you overcome financial stress. Having a trusted local attorney ensures you receive guidance that is not only legally sound but also tailored to the unique needs of our community. Call 920-432-8801 today for a consultation.

Reach Us Today to go from Debt to Freedom

(920) 432-8801