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Trusted Bankruptcy Lawyer in Oshkosh, WI
At the Law Offices of John A. Foscato in Oshkosh, WI, our bankruptcy lawyer team knows how crushing debt can be. If debt is taking over your life, connect with a bankruptcy lawyer who’s helped many in your shoes. Call
(920) 432-8801 today for a free consultation and start your path to financial freedom with expert guidance.
Real Solutions for Real Financial Problems
Debt doesn’t just drain your wallet—it steals your peace of mind. Calls from creditors, mounting bills, and growing interest can leave you feeling trapped. Whether it’s unexpected medical expenses or job loss, the stress can be overwhelming.
Our experienced bankruptcy lawyer understands these challenges deeply. Since 1992, the Law Offices of John A. Foscato has been helping Oshkosh residents through both Chapter 7 bankruptcy and Chapter 13 bankruptcy. We provide real solutions tailored to your situation, cutting through confusion to restore your financial footing.
Personalized Bankruptcy Options for Oshkosh Residents
No two financial situations are the same. That’s why our bankruptcy lawyer offers a free, personalized case evaluation to map out the best course for you. If you qualify for Chapter 7 bankruptcy, we’ll work to discharge unsecured debts like credit cards and medical bills. For those needing to reorganize debt, Chapter 13 bankruptcy creates a manageable repayment plan to protect your home or car.
We handle all the paperwork, deadlines, and court communications, so you can focus on rebuilding your life without worry.
Why Our Oshkosh Bankruptcy Lawyer Stands Out
With over 30 years of experience, our bankruptcy lawyer team is trusted across Oshkosh and Wisconsin. We communicate clearly, treat clients with respect, and make sure you understand every step. Your case isn’t just another file; it’s a chance for a fresh start, and we take that seriously.
Our firm’s commitment is to provide professional, compassionate legal help. We ensure your rights are protected and fight for the best outcome possible.
Benefits of Hiring a Bankruptcy Lawyer
- Expert guidance through complex bankruptcy laws
- Immediate relief from creditor harassment
- Protection from wage garnishment and foreclosure
- Free, no-pressure initial consultation
- Local expertise in Oshkosh courts and regulations
Working with a knowledgeable bankruptcy lawyer increases your chances of a successful discharge and smooth process.
FAQs About Bankruptcy in Oshkosh, WI
What does a bankruptcy lawyer do during the process?
We guide you through every stage—from assessing your debt to filing paperwork, representing you in court, and helping you rebuild after discharge. Our goal is to simplify the process and give you confidence at each step. We handle the legal complexities so you don’t have to worry about missing deadlines or court requirements.
How do I know if I should file Chapter 7 or Chapter 13 bankruptcy?
We help you determine eligibility based on your income, debt type, and financial goals. Chapter 7 bankruptcy eliminates most unsecured debt quickly, while Chapter 13 bankruptcy allows you to reorganize your debts and repay part over time. Together, we evaluate your situation and recommend the best option to protect your assets and future.
Will I lose my house or car if I file for bankruptcy?
Not necessarily. Many clients keep their homes and vehicles, especially when filing Chapter 13 bankruptcy, which creates a manageable payment plan to catch up on missed payments. We explain your exemptions and help you protect essential property based on Wisconsin laws, giving you peace of mind about what you can keep.
How long does a bankruptcy stay on my credit report?
A Chapter 7 bankruptcy typically remains on your credit report for 10 years, while Chapter 13 stays for 7 years. Even though it stays on your report, you can begin rebuilding your credit right after discharge. We provide guidance on steps to improve your financial health and regain your creditworthiness.
How much does it cost to hire a bankruptcy lawyer in Oshkosh?
Our fees are transparent and competitive. We offer flexible payment plans tailored to your budget. Most importantly, we provide a free initial case evaluation so you can understand your options without pressure. We believe everyone deserves access to quality legal help, regardless of their financial situation.
*12 YEARS RUNNING – GREEN BAY AREA’S ONLY 12 TIME BANKRUPTCY SUPER LAWYER 2008 - 2020
by Milwaukee Magazine
- Voted Top 5% of Attorneys and Peer Reviewed
- Validated by Third Party Research Across 12 Key Categories
Take the First Step Toward Financial Freedom
When debt feels impossible, the right bankruptcy lawyer can make all the difference. The Law Offices of John A. Foscato in Oshkosh, WI, offers experienced legal help with both Chapter 7 bankruptcy and Chapter 13 bankruptcy filings. We simplify the process, protect your rights, and guide you toward a fresh start.
Call (920) 432-8801 today to schedule your free consultation. Let our bankruptcy lawyer team help you regain control and secure your financial future. You deserve expert advice that puts your needs first. Get in contact now!