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Reduce the Balance Owed on Your Home With Lien Stripping

An underwater mortgage means that a homeowner owes more money on his or her home than what it is worth, and this situation often places stress and financial burdens on the homeowner.If you have an underwater mortgage and are severely struggling to stay afloat, you should consider talking to a ...
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How Chapter 7 Affects Your Credit

Most people fear filing for bankruptcy because of the negative stigma attached to it, but they also fear that their credit will be ruined forever. Filing for Chapter 7 bankruptcy does have an impact on credit, but it does not affect a person forever. If you are considering filing but are afraid you ...
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How Bankruptcy Might Be The Solution For Saving Your House

Receiving foreclosure papers in the mail might be the worst news you received in a long time, yet it probably didn't surprise you. When borrowers miss payments, lenders have the right to take their homes from them through the process of foreclosure. While reading foreclosure papers is scary, there ...
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Three Qualities to Look for in a Bankruptcy Lawyer

Because going through bankruptcy is already a difficult situation, you shouldn’t have to further worry about the competence of your own lawyer. A qualified attorney should handle your case while you handle taking care of your assets. You deserve an expert bankruptcy lawyer who has the ...
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Three Benefits of Filing a Chapter 13 Bankruptcy

Individuals considering bankruptcy must decide whether to file for Chapter 7 or Chapter 13 protection. A Chapter 7 is generally a liquidation where most of the individual's debt is discharged and payments are not made. Conversely, in a Chapter 13, those with regular incomes set up a plan to pay ...
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All About Mortgage Modification Laws in Wisconsin

Mortgage modification becomes necessary when a homeowner cannot make the monthly payments that were initially agreed upon. Any number of circumstances can arise to where this would become a reality. Although modifying mortgage payments is possible, there are some things to know about the process. ...
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Understanding How Small Business Bankruptcy Works

Starting a small business is exciting. However, if you are not careful, your debts can quickly pile up. You may not be able to make payments and could be facing foreclosure on your building or other disastrous things. Therefore, it might be in your company’s best interest to file for bankruptcy. ...
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Understanding How Chapter 128 Can Benefit You

Bankruptcy is a long process that doesn’t fit every situation. Here in Wisconsin, you have a different alternative, called Chapter 128. Chapter 128 is neither bankruptcy, nor credit counseling. It is a debt consolidation repayment plan through the court system. You get 36 months to pay off items, ...
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